Finance Your Attachment. Keep Your Cash Working.
Starting from $199/mo. No long waits, no runaround. Get approved and get back to work.
Apply for Financing →Three Steps and You're Done
No complicated paperwork. No waiting around. The application takes a few minutes and most decisions come back fast.
Fill Out the Application
Apply online through First Citizens Bank. Takes about 5 minutes. Have your business info handy.
Get Approved Fast
Most approvals come back quickly. First Citizens handles the review — we stay out of the way.
Get Your Attachment
Once approved, pick your attachment and we'll ship it. Same process, same flat-rate shipping.
Keep Your Cash Flow. Get the Equipment Now.
Tying up capital in equipment purchases isn't always the right call. Financing lets you run more jobs while you pay over time.
Payments from $199/mo
Spread the cost out with manageable monthly payments instead of a large upfront hit.
Quick Approvals
Fast decisions so you're not sitting around waiting when you've got jobs lined up.
Preserve Working Capital
Keep your cash available for payroll, fuel, and the jobs that are already booked.
Build Business Credit
Consistent payments on equipment financing helps build your business credit profile over time.
Section 179 Can Make This Equipment Essentially Free
Section 179 of the IRS tax code lets businesses deduct the full purchase price of qualifying equipment in the year it's purchased — not depreciated over years. That means if you buy or finance an attachment this tax year, you may be able to write off the entire amount.
Talk to your tax advisor to confirm eligibility. Visit section179.org for full details.
Finance It. Deduct It. Get Back to Work.
Finance the attachment today, potentially deduct the full amount this tax year. It's one of the better moves you can make before December 31.
Apply for Financing →Financing FAQ
Have a question that's not here? Call us at 309-471-9100.
How do I apply?
Click any Apply button on this page. It takes you directly to First Citizens Bank's online application. Takes about 5 minutes.
What do I need to qualify?
Generally you'll need a stable business income and reasonable credit history. First Citizens reviews each application individually.
What are the repayment terms?
Terms are flexible and based on the amount financed. Contact First Citizens Bank directly for specific rate and term information.
Can I finance multiple attachments at once?
Yes. If you're putting together a package — forks, grapple, brush cutter — you can finance the full order. Talk to First Citizens about bundling.
Don't Wait on the Equipment You Need
Every week you're running the job without the right attachment is money left on the table. Apply takes 5 minutes.
Apply for Financing →